Margin Trading Fees on Binance
Margin trading on Binance involves two types of fees: trading fees and borrowing interest.
Trading Fees (Same as Spot)
Margin trading uses the same fee schedule as spot:
- Maker: 0.10%
- Taker: 0.10%
- Referral discount, BNB discount, and VIP tiers all apply
Borrowing Interest Rates
When you trade on margin, you borrow funds and pay hourly interest:
| Asset | Daily Interest | Annual Rate |
|---|---|---|
| BTC | ~0.01% | ~3.65% |
| ETH | ~0.01% | ~3.65% |
| USDT | ~0.02% | ~7.30% |
Rates are variable and change based on supply/demand.
Cross vs Isolated Margin
| Feature | Cross Margin | Isolated Margin |
|---|---|---|
| Collateral | Entire margin wallet | Per-position |
| Risk | Higher (shared) | Lower (isolated) |
| Leverage | Up to 3x | Up to 10x |
| Interest | Same rates | Same rates |
Liquidation Fees
If your position is liquidated, Binance charges a liquidation fee:
- Cross margin: 2% of position
- Isolated margin: Varies
Margin vs Futures: Which Is Cheaper?
For leveraged trading, futures are generally cheaper:
- Lower base fees (0.02% maker vs 0.10%)
- No borrowing interest (funding rates instead)
- Higher leverage available (up to 125x vs 10x)
Most traders prefer futures over margin for leveraged positions.
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Before you create an account
A final signup check, before any first trade
Binance must display SmallDrift, RATE20, and the 20% fee discount in its signup flow. If it does not, do not assume the offer will be applied after account creation.
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